Classic home and contents insurance
This defined events policy offers the convenience of pay-by-the-month premiums for no additional policy fee**. As well as insuring you against things like accidental breakage, fire and theft, you can enjoy cover for a range of additional benefits like replacement of locks, and insurance for visitors' property as well as contents in the open air at your address.
This policy includes cover for
- Accidental breakage
- Earthquake
- Explosion
- Fire and smoke
- Fusion of electric motors
- Impact damage
- Lightning or thunderbolt
- Malicious acts
- Riot or civil commotion
- Storm or rainwater
- Theft, burglary or housebreaking
- Water or other liquid damage
Additional benefits include:
- Compensation for fracture
- Legal liability (cover for injury to other people or their property) up to $20 million
- Up to 12 month’s temporary accommodation if your home is uninhabitable
- Loss or theft of credit cards (if card has been used)
- up to $5,000 cover for new for old replacement on most contents regardless of age
- up to $500 for spoilage of frozen food (with contents cover).
