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Interest Rates

Rates are effective 12th December, 2011

Click here to download a copy of our Interest & Comparison Rate Schedule.

Savings Accounts
Account Balance Interest Rate
MoneyMAX Access $1.00 - $4,999 0.10%
  $5,000 - $49,999 0.10%
  $50,000 - $299,999 0.10%
  $300,000 + 0.10%
MoneyMAX $1 - $44,599 3.00%
Deeming Singles $44,600 + 4.50%
MoneyMAX $1 - $74,399 3.00%
Deeming Couples $74,400 + 4.50%
MoneyMAX Online+ $1.00 - $4,999 2.50%
  $5,000 - $49,999 2.50%
  $50,000 - $299,999 3.35%
  $300,000 + 4.50%
MoneyMAX eMISER $1.00 + 5.50%
Super eSAVER $1.00 + 5.50%
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Investment Accounts
Term Balance Interest Rate (Monthly/Annually/Maturity)
MoneyMAX T3 $5,000 + 5.75%
MoneyMAX T6 $5,000 + 4.90%
MoneyMAX T9 $5,000 + 5.50%
MoneyMAX T12 $5,000 + 5.30%
MoneyMAX T24 $5,000 + 5.50%
MoneyMAX T36 $5,000 + 5.50%
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Mortgage Loans
Loan Type Interest Rate Comparison Rate Minimum Loan
Basic Home Loan 6.44% 6.50% $150,000
Premium Home Loan 6.73% 6.82% $25,000

Comparison Rate based on $150,000 over 25 years based on monthly repayments.

WARNING: This Comparison Rate applies only to the example or examples given. Different amounts
and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees,
and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the
cost of the loan.

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Car Loans
Loan Type Interest Rate Comparison Rate Minimum Loan
New Car Manager 8.25% ^1 9.58% $5,000
Car Manager 11.49% ^2 12.80%
Comparison Rate based on $25,000 over 5 years based on monthly repayments.

WARNING: This Comparison Rate applies only to the example or examples given. Different amounts
and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees,
and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the
cost of the loan.
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Personal Loans
Loan Type Interest Rate Comparison Rate Minimum Loan
Credit Manager 14.70% 15.92% $5,000
Comparison Rate based on $25,000 over 5 years based on monthly repayments.

WARNING: This Comparison Rate applies only to the example or examples given. Different amounts
and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees,
and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the
cost of the loan.
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Overdrafts
Loan Type Interest Rate Minimum Loan
Home Equity Manager 7.23% $10,000
Credit Line Manager 15.20% $10,000
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